Disclaimer

1. Referral Service Only

BuildingsInsurance.co.nz is a broker referral and information service. We are not an insurance company, insurer, or Financial Advice Provider (FAP). We do not underwrite, issue, or administer insurance policies, and we do not provide personalised financial or insurance advice.

When you submit a quote request through this website, your details are passed to a licensed insurance adviser or broker who will contact you directly to discuss your needs and provide a quote. Any advice given and any policy arranged will be between you and that licensed adviser or insurer — not BuildingsInsurance.co.nz.

2. Licensed Advisers

The insurance advisers and brokers we refer you to are licensed Financial Advice Providers (FAPs) or operate under a FAP licence, as required under the Financial Markets Conduct Act 2013 (FMCA). They are regulated by the Financial Markets Authority (FMA) and are required to act in your best interests when providing financial advice.

Before engaging with any referred adviser, we encourage you to request and review their disclosure statement, which will set out their services, any conflicts of interest, and how they are remunerated.

3. General Information Only

All content published on BuildingsInsurance.co.nz — including articles, guides, FAQs, and coverage summaries — is provided for general informational purposes only. It does not constitute financial advice, insurance advice, or a recommendation to purchase any particular product.

Insurance needs vary significantly between individuals and properties. We strongly recommend consulting with a licensed adviser before making any insurance decision. Do not rely solely on the information on this website when deciding on coverage.

4. Pricing Information

Any premium ranges, pricing examples, or cost estimates published on this website are indicative only and are based on general market data. They should not be relied upon as accurate quotes for your specific situation. Actual premiums are determined by insurers based on individual risk assessments and may differ significantly from any figures displayed on this site.

5. Provider Information

References to insurance providers, products, or companies on this website are for informational purposes only. BuildingsInsurance.co.nz is not affiliated with, endorsed by, or an authorised representative of any specific insurer unless explicitly stated. Provider information, product details, and policy terms are subject to change — always verify directly with the insurer or your adviser.

6. No Guarantee of Cover

Submitting a quote request through this website does not guarantee that insurance cover will be offered, approved, or available for your property. Cover is subject to the insurer's underwriting criteria, acceptance of your application, and payment of any applicable premium.

BuildingsInsurance.co.nz accepts no liability for any loss or damage arising from a failure to obtain insurance cover, whether or not a quote request was submitted through this website.

7. External Links

This website may contain links to third-party websites. These links are provided for your convenience only. BuildingsInsurance.co.nz does not control, endorse, or accept responsibility for the content of any linked website. We recommend reviewing the terms and privacy policy of any third-party site you visit.

8. Contact Us

If you have any questions about this disclaimer or the nature of our service, please contact us: